Your Family’s Future, Secured Today
IOULegacy is part of the IOUToday family — built on our mission of protecting families in the digital age. While IOUToday educates and empowers, IOULegacy gives you the tools to preserve what matters most.
Why IOULegacy?
At IOUToday, we believe protecting families goes beyond digital safety — it means making sure the people you love have what they need when it matters most. IOULegacy is a secure legacy planning and digital vault platform built for veterans, first responders, and families who want to ensure their life’s wisdom, stories, and critical documents are preserved and delivered to the people who matter most — exactly when and how they choose.
IOULegacy is part of the IOUToday family of products, built to protect families in the digital age.
Legacy Capsules
Create sealed, tamper-proof messages for the people you love — letters, videos, audio recordings, and documents — to be delivered exactly when and how you choose. Each capsule is cryptographically sealed with SHA-256 verification, ensuring your words remain untouched and authentic. Write from the heart using one of 19+ letter templates, or let our AI help you polish and expand your message.
Life Story Interviews
Tell your story in your own words with our AI-powered Life Story Interview. Covering six life topics — from childhood and family to career, values, and legacy — the interview asks warm, thoughtful follow-up questions based on your answers. Speak naturally using audio mode or type your responses. Your interviews can be woven into a generated biography and compiled into printed Story Books for your family to treasure.
Release Rules
You decide when your legacy reaches the people you love. Choose from five flexible trigger types: a specific future date, a period of account inactivity, manual release on your terms, multi-party verification requiring trusted contacts to agree, or custom conditions you define. Whether it’s a letter for your child’s 30th birthday or documents released to your attorney, your wishes are honored precisely.
Secure Digital Vault
Store your most important documents — wills, insurance policies, deeds, medical directives, and more — in an encrypted vault with a tamper-proof audit trail. Every action is logged and cryptographically verified, so you always know your data is intact. With the Ops Readiness assessment, Access Graph, and Heir Preview, you can see exactly what your family will receive and confirm everything is in order.
How IOULegacy Fits the IOUToday Mission
IOUToday Educates
Through our podcast, Tech News Daily, and family safety resources, we raise awareness about the digital threats families face every day — and show you how to fight back.
IOULegacy Protects
Knowledge alone isn’t enough. IOULegacy gives families the tools to act — securing critical documents, preserving life stories, and ensuring your wishes are carried out exactly as you intend.
Together, We Preserve
Every family has a story worth telling and a legacy worth protecting. IOUToday and IOULegacy work together to make sure nothing gets lost — not your data, not your documents, and not your voice.
Free for Veterans & First Responders
as sponsorships and donations grow
IOULegacy Free gives verified veterans, police officers, firefighters, and paramedics access to Legacy Capsules, Letter Templates, People & Roles, Family Tree, Memorial pages, and our guided Save You Wizard — all at no cost. Paid subscriptions from other members directly fund every free veteran account.
Everything You Need to Protect Your Legacy
Save You Wizard
A guided, step-by-step walkthrough covering household setup, family relationships, legal and financial planning, digital assets, and legacy wishes — so nothing gets left behind.
Story Books
Combine your Life Story Interviews, family photos, and personal reflections into beautifully curated, print-ready PDF books your family can hold in their hands for generations.
Family Tree & Memorial
Build an interactive family tree from the people in your vault and create memorial pages where loved ones can leave tribute messages — keeping your family’s connections alive.
Ready to Secure Your Family’s Legacy?
IOULegacy is coming soon. Stay connected through our podcast and resources to learn more about protecting what matters most.